RV & Trailer Insurance

Whether You Roam Or Park It — We’ve Got You Covered.

From weekend campers to full-time fifth wheels, your RV isn’t just a vehicle — it’s part of your lifestyle. Whether you use it once a year or live in it full-time, we’ll help you protect it like the home it is (on wheels or not).


We also offer coverage for all kinds of trailers — from cargo to horse to utility — so no matter what you haul, we’ve got a plan that fits.

What’s Covered with RV & Trailer Insurance?

Real protection for your rolling investment.

Not every RV or trailer is the same — and your policy shouldn’t be either. Whether you’ve got a compact travel trailer, a big Class A motorhome, or a horse trailer hooked up behind your truck, we’ll help you get coverage that matches how you use it — not just what it is.

Why Choose Us

We’re local, and we understand what RV owners and trailer haulers really need. You’re not just looking for a generic policy — you want something that makes sense for how you actually use your rig.


  • We’ll explain your options in plain English
  • We’re independent — so we compare multiple companies for the best fit
  • We’re easy to reach if anything goes wrong — no “press 3 for a robot”
  • We can help bundle RVs or trailers with home, auto, or life insurance to save

What's Covered:

  • Comprehensive & collision – Protection for your RV or trailer if it’s damaged in an accident, stolen, vandalized, or hit by weather.


  • Liability coverage – Covers injury or damage you may cause while driving or towing — required in most cases for RVs and motorhomes.


  • Personal belongings – Covers the things inside your RV, like clothing, electronics, tools, or kitchen gear — especially important for full-timers or long trips.


  • Vacation liability –  Extra protection while your RV is parked at a campsite — like if someone gets hurt at your site.


  • Emergency expenses –  Covers lodging or transportation if your RV breaks down far from home and leaves you stranded.


  • Trailer-specific protection –  Cargo, utility, horse, or equipment trailer? We’ll help cover your trailer and what you use it for — even if it’s not an RV.


  • Full-timer coverage options – If you live in your RV year-round, we can help you build a policy that acts more like homeowners insurance — without the house.

FAQs

Common questions from riders like you.

  • Is RV insurance required in Texas?

     If you’ve got a mortgage, it’s probably required. Even if it’s not, home insurance is a smart move — it helps protect your biggest investment.

  • Can I get coverage if I live in my RV full-time?

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  • Does my homeowners policy cover my trailer?

    Yes! Bundling often saves you money, and it keeps everything in one place. We’ll help you look at your options.

  • Can I insure a horse or cargo trailer?

    Absolutely — and it often lowers your overall cost.

  • Is RV insurance expensive?

    Not necessarily. We’ll help you shop around and build a policy that fits your rig, your needs, and your budget.

We would love to connect with you!