Motorcycle Insurance
Coverage That Rides With You.
Whether you're riding for fun, commuting to work, or taking the long way home down a county road — we’ll help you protect your bike the right way. Motorcycle insurance doesn’t have to be expensive or confusing, and we’re here to walk you through it.
We’ll help you compare options, understand what matters most, and find a policy that fits your ride, your budget, and your lifestyle.
What’s Covered with Motorcycle Insurance?
Real protection — on and off the road.
Not all motorcycle insurance is the same, and depending on what you ride and where you ride it, your coverage should reflect that.
Why Choose Us
We get that insurance can feel like just another thing on the to-do list. That’s why we keep it simple, clear, and local.
- We help you figure out what coverage makes sense for your space
- We explain everything in plain English — no confusing terms or fine print
- We’re independent, so we’ll shop for the best rate and coverage combo
- You’ll always talk to a real person who cares — not a call center
What's Covered:
- Liability coverage – Covers you if you're at fault in an accident and someone else is injured or their property is damaged.
- Collision coverage – Pays to repair or replace your motorcycle if you hit something or someone hits you.
- Comprehensive coverage – Covers theft, vandalism, hail, fire, and other things that don’t involve another vehicle.
- Uninsured/underinsured motorist – Helps protect you if someone hits you and they don’t have enough insurance — or any at all.
- Medical payments – Covers medical bills for you or your passenger, no matter who was at fault.
- Gear & accessory protection – Optional coverage for your helmet, riding gear, saddlebags, and upgrades.
Whether you're on a cruiser, sport bike, touring bike, or trike, we’ll help tailor a policy that works for how you ride and where you ride.
FAQs
Common questions from riders like you.
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Is motorcycle insurance required in Texas?
If you’ve got a mortgage, it’s probably required. Even if it’s not, home insurance is a smart move — it helps protect your biggest investment.
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Can I insure custom parts or upgrades?
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Will my auto policy cover my motorcycle?
Yes! Bundling often saves you money, and it keeps everything in one place. We’ll help you look at your options.
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Is it expensive to insure a motorcycle?
Absolutely — and it often lowers your overall cost.
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Do you cover seasonal or low-mileage riders?
Yes — we’ll help you get the right coverage whether you ride year-round or just when the weather’s right.