Renters Insurance

Your Stuff Matters — Even If You Rent.

You might not own the place, but what’s inside is all yours. Renters insurance helps protect your belongings, your finances, and your peace of mind if something goes wrong — like fire, theft, or water damage.


We’ll walk you through your options, explain what’s covered (and what’s not), and help you get solid coverage for less than you might think.

What’s Covered with Renters Insurance?

Protection for everything you bring through the front door.

Renters insurance is affordable and easy — and it covers a lot more than people think. Your landlord’s policy won’t protect your personal stuff, but this will. Whether it’s a fire, theft, or busted pipe, you’ll be glad you’ve got backup. We’ll help you choose the right coverage without overthinking it.

Why Choose Us

We get that insurance can feel like just another thing on the to-do list. That’s why we keep it simple, clear, and local.


  • We help you figure out what coverage makes sense for your space
  • We explain everything in plain English — no confusing terms or fine print
  • We’re independent, so we’ll shop for the best rate and coverage combo
  • You’ll always talk to a real person who cares — not a call center

What's Covered:

  • Personal belongings – Covers furniture, electronics, clothes, kitchen stuff, tools, and more — even if it’s damaged by fire or stolen from your car.


  • Liability protection – If someone gets hurt in your apartment or if you accidentally damage someone else’s property (like flooding the unit below you), liability coverage helps cover the costs.


  • Loss of use – If your rental becomes unlivable after a covered event, this can help pay for hotel stays, meals, and other expenses while you find a temporary place to stay.


  • Medical payments to others –  Helps with medical bills if someone gets hurt on your property — even if you’re not legally liable.


  • Optional add-ons –  Got a valuable bike, camera, or computer setup? We can help cover high-value items beyond the standard policy limits.


Renters insurance is a no-brainer for peace of mind — especially when it costs about as much as a couple of coffees a month.

FAQs

What renters in Ennis ask us most.

  • Is renters insurance required?

     If you’ve got a mortgage, it’s probably required. Even if it’s not, home insurance is a smart move — it helps protect your biggest investment.

  • Will it cover my stuff outside my apartment?

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  • How much coverage do I need?

    Yes! Bundling often saves you money, and it keeps everything in one place. We’ll help you look at your options.

  • Can I bundle this with auto insurance?

    Absolutely — and it often lowers your overall cost.

  • Does it cover roommates?

     Usually no — each roommate should have their own policy. We’ll walk you through how that works.

We would love to connect with you!