Commercial Insurance
Real Coverage For Real Businesses.
Whether you’re running a one-person shop or managing a growing crew, we’re here to help you protect what you’ve built. We know what it’s like to run a business in a small town, and we’ll help you make sense of the coverage you actually need — without upselling what you don’t.
At Wester Insurance Agency, we work with trusted carriers to help you compare coverage, understand your options, and keep your business protected, from storefront to jobsite.
What’s Covered with Commercial Insurance?
Coverage that works as hard as you do.
No two businesses run the same, so your insurance shouldn’t either. We’ll get to know how you operate and what risks you face, then help you build coverage that fits — without paying for stuff you don’t need.
Why Choose Us
We’re not just an insurance agency — we’re a small business, too. That means we understand the value of honest advice, local service, and watching your bottom line. Here’s what makes us a good fit:
- We know the Ennis area and the risks that come with working here
- We’re independent — so we can compare multiple carriers to find your best option
- We take time to explain your coverage in plain English
- You’ll get real answers, not a corporate script — every time you call
What's Covered:
- Property Insurance – Covers your building (if you own it), office equipment, inventory, tools, and even signage. Whether you’re working out of a shop, a leased space, or a barn out back — this is about protecting what keeps you up and running.
- General Liability Insurance – Helps protect you from lawsuits, injury claims, or damage to someone else’s property.
- Workers Compensation Insurance – Required in many cases — helps cover employee injuries, lost wages, and related medical costs.
- Commercial Auto Insurance – Covers your business vehicles — trucks, vans, trailers, or even personal vehicles used for work.
- Business Interruption Insurance – If something forces you to temporarily shut down, this can help cover lost income and operating expenses.
- Equipment & Contractor Coverage – For folks in trades or agriculture — we can help with tools, trailers, machines & more.
- Industry-Specific Add-ons – From cyber liability to inland marine, we’ve got access to specialized options for unique needs.
FAQs
What other business owners are asking.
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Do I really need homeowners insurance?
If you’ve got a mortgage, it’s probably required. Even if it’s not, home insurance is a smart move — it helps protect your biggest investment.
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What does home insurance not cover?
Describe the item or answer the question so that site visitors who are interested get more information. You can emphasize this text with bullets, italics or bold, and add links. -
Can I bundle my home and auto insurance?
Yes! Bundling often saves you money, and it keeps everything in one place. We’ll help you look at your options.
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Will my rate go up if I make a claim?
It depends on the claim and your carrier. We’ll walk you through it so there are no surprises.